Your entire livelihood is dependent on your ability to make money.
You worked so hard to build and grow your business so that you could provide a comfortable lifestyle for you and your family.
But what happens if your ability to run that business is taken away and you lose all your income?
Your Livelihood WITH Disability Insurance
Income while working: $100,000
Income while disabled: $60,000
Your Livelihood WITHOUT Disability Insurance
Income while working: $100,000
Income while disabled: $0
Disability insurance is the perfect solution for life’s unexpected twists and turns. A disability insurance policy protects up to 60% of your income if you lose it due to an injury or illness. For just a fraction of your income, you’ll get the financial security that your family has always depended on.
Mary, a mother of four, was an allied health professional. Three years ago out of the blue, she was completely incapacitated by Multiple Sclerosis. She could no longer work due to cognitive and reasoning difficulties. Thankfully, she was protected through her disability insurance. Here’s what she had to say:
Henry on the other hand regrets not signing up for disability insurance. Henry became disabled by Myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) and unfortunately did not sign up for disability insurance. Here is what he had to say:
We recommend having enough coverage to maintain the quality of life you desire plus any outstanding debts.This is why Quiver holistically reviews your finances.We help you customize the best plan to make sure you still hit your financial goals.
Once you sign up for disability insurance,you’ll pay a monthly premium that is determined by factors such as age and health. If you lose your ability to work due to an illness or injury, you’ll receive a portion of your income.Before you can start receiving benefits,there is a waiting period,or elimination period.This refers to the amount of time you have to wait after becoming disabled until you can receive your first benefit payment.
Disability insurance is an insurance policy that protects your income in case you can no longer work due to a disability or illness.It can cover your income up to 60%.
You and your family can continue living a comfortable lifestyle.You’ll be able to stay on track with your retirement and financial goals. Your business and employees can continue to thrive. You’ll avoid falling into debt and putting your family in financial hardship.
Disability insurance pays up to 60%.For example,if your income was $100,000 while working,your income through disability insurance would be $60,000.
No,disability insurance ends when the claimant dies.That’s why we also recommend having a life insurance policy.
501 N El Camino Real Ste 200
San Clemente CA 92672
Registered with the state of CA
Insurance License # 0B75303
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Quiver Financial Holdings, LLC.
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